A comprehensive step-by-step instruction guide to setting up in the UAE, from applying for your residence visa and resident ID to renting a home and opening a bank account.
Unless you’re a cash buyer, the first step is to get a pre-approved mortgage, as this will put you in a better position to make a serious offer when you do find the right house. Contact ADCB to get more information. Pre-approval from a bank is based on your income, debt and credit history. When your offer on a property has been accepted you will need to apply for an unconditional mortgage and get a final mortgage approval letter; this is valid for 45 to 60 days depending on your bank. To ensure your mortgage is valid, you must register it with the Abu Dhabi Land Registration Department (LRD) or the Dubai Land Department (DLD). You can purchase the property from abroad, but the following procedure is relevant for those residing in the UAE.